Start a conversation.
Review your current financing and the reason for changing.
REFINANCE · DUBAI
A fresh look at your mortgage.
Your circumstances change. Your mortgage may need another look, too. Review the rate, repayment structure and full cost of switching.
Discuss refinance ↗︎START WITH THE FULL PICTURE
Refinance, with your plans in mind.
A lower headline rate is only one part of the decision. Compare your remaining balance and term with any new arrangement, including settlement, valuation, arrangement and other applicable fees.
Uday can help you understand what to explore next and what information to prepare for a lender’s assessment.
Explore the calculators ↗︎YOUR NEXT STEPS
A clearer route forward.
Explore the detail.
Compare potential new terms alongside the cost of switching.
Prepare to move.
Prepare the lender assessment and settlement requirements.
COME PREPARED
A useful starting checklist.
Requirements vary by lender and your circumstances. Request a tailored checklist before sending files, and agree a secure channel for financial or identity documents.
Information to have ready
- Your current mortgage statement and terms
- Income evidence and recent bank statements
- Property and ownership information
GOOD QUESTIONS. CLEAR ANSWERS.
Before your next step.
Does a lower payment always mean a cheaper mortgage?
No. Extending the term may reduce monthly repayments while increasing the total amount paid over time. Compare the complete cost.
Can I change lender during a fixed period?
This depends on your contract and the new lender’s criteria. Ask for a written settlement figure and a full schedule of switching costs before deciding.
YOUR HOME. YOUR AMBITION. YOUR NEXT CHAPTER.